- Responsible for credit decision making according to current credit policies by considering the opinions and recommendations from the credit underwriter team.
- Responsible for the quality, structure and compliance of the credit application by give a decision / approval on credit proposal.
- Responsible for the quality of BAS, document review, and credit evaluation in accordance with current internal credit policies.
Responsible for SLA in Credit Factory Pre Approval (DE, OCR, UW, and PLI).
Required Competencies and Skills
Competencies/Skills
(Essential to succeed in this job)
Technical/Functional skills
- Adequate credit knowledge
- Good competencies for analyzing credit in the SME/EBB loan segment
- Regulation related to credit (Internal & External)
- Financial Analysis
- Industrial Update
Personal skills (Soft Competencies [Core/Leadership])
- Networking and Alliance Building
- Good reputation and good communication
- Building the CIMB Learning Organization
- Shaping the CIMB Strategy
- Driving for Business Results
- Customer Orientation
- Entrepreneurship
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